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UBA Launches ‘Click Credit’ To Ease Access To Cash For Customers
African financial institution, United Bank for Africa (UBA) Plc has launched ‘Click Credit’, a time loan designed to address the urgent needs of customers whose salary accounts are domiciled with the bank.
As a bank backed by a strong retail franchise with over 1,000 business offices serving 19 million customers, UBA has introduced this product in line with the bank’s mission of creating value for its customers while assisting them to meet up with their urgent needs. The loan product, already being enjoyed by millions of customers in Nigeria will be extended to the Bank’s other franchises in Africa.
Click Credit, which has been carefully crafted to improve the lives of the UBA customers, is a superfast loan product which will allow qualified customers to apply for up to N5 million loan and pay back over 12 months at an interest rate of 1.58% per month, with no hidden fees.
Specifically, salary earners from N25,000 per month who fall between the ages of 18 and 59 can benefit from this facility with no extra fees; no need for collaterals, no paper-work or other difficult issues when it comes to this facility; as customers can even apply via LEO, UBA Mobile Banking and UBA internet banking.
UBA’s Group Head of Retail Banking, Mr. Jude Anele, who revealed that qualified customers have begun to enjoy the service, explained that the loan provides immediate access to funds once eligibility is confirmed in less than a meetingHe said, “As Africa’s most innovative and technology-driven financial institution with an array of novel products and services tailored to the needs of its millions of customers, we have launched Click Credit, which is straightforward and more affordable than many other loan products in the market. Its unique feature is that it meets a critical credit need for our customers”.Anele while emphasising the critical role that credit plays in any developing and developed society, said that it is part of the customers’ financial power where they can be assisted to get the things they need, when they need them without hassles.While explaining that this product is being rolled out first in Nigeria and subsequently in the rest of UBA’s countries of operations; he explained that UBA is committed to ensuring that Click Credit helps the bank’s customers to cover critical needs and set them up for success, having moved past that moment of need.On her part, UBA’s Group Head, Marketing, Dupe Olusola, reiterated that UBA remains focused on empowering its customers to fund their urgent needs.“At UBA, we work hard to be there in the moments that matter to our customers, hence, our huge investment in technology and other facilities to make banking easier and seamless,” Olusola explained, adding that the bank has deepened its focus on the most important aspect of its business which are its the customers.To ensure ease of access, customers can apply for Click Credit by simply dialling *919*28# or via UBA’s chat bank ‘Leo’, UBA Mobile Banking app and UBA Internet Banking.Customers can also speak to the Bank’s Customer Fulfilment Centre (CFC) about Click Credit. The terms of the loan are available at www.ubagroup.com/clickcredit.

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South Africa and Xenophobia: A Crisis of Unity and Memory – By Dr George Ogunjimi
Xenophobia in South Africa has become a deeply troubling issue, raising questions about unity, historical memory, and the values that once defined the African struggle for liberation.
While concerns about illegal immigration and documentation are valid, they cannot justify the violence, hostility, and loss of life that have increasingly targeted foreign nationals, particularly fellow Africans.
The recurring outbreaks of violence—such as the 2008 South African xenophobic riots—highlight a pattern that continues to resurface. Incidents like the recent killing of a Nigerian taxi driver, widely shared in disturbing videos, serve as painful reminders of how severe and personal this crisis has become. These acts not only harm individuals and communities but also damage the broader vision of African solidarity.
Historically, many African nations, including Nigeria, stood firmly against Apartheid, offering financial, political, and moral support to movements like the African National Congress. This shared struggle fostered a sense of continental unity—an idea that now seems under strain.
Figures like Julius Malema have spoken about African unity and condemned xenophobic violence, though the broader political and social landscape remains complex. The persistence of these attacks suggests deeper underlying issues, including economic inequality, unemployment, and social frustration.
Ultimately, xenophobia in South Africa is not just a national issue—it is an African one. It challenges the continent to reflect on its shared history, its responsibilities to one another, and the urgent need to rebuild a sense of unity and mutual respect.
George Ogunjimi Esq
Juris Republic
jurisrepubliclegal@gmail.com
24/04/2026.
News
Fidelity Bank Strengthens SME Support with High Impact Masterclasses on Pricing, Digital Growth and Global Expansion
In line with its commitment to accelerating the growth of Small and Medium Enterprises (SMEs) across Nigeria, leading financial institution, Fidelity Bank Plc, has rolled out a series of high impact masterclasses designed to equip business owners with practical skills, improve operational efficiency and expand market access throughout the month of April 2026.
The first in the series, titled “Pricing That Works: How to Charge Right and Earn More,” held on Friday, April 10, 2026, at the Fidelity SME Hub in Gbagada, Lagos. The session focused on helping entrepreneurs set profitable, sustainable prices without losing customers, an essential factor for long-term business success.
About a hundred SMEs from different sectors attended the masterclass which saw participants receive guidance on key areas many small businesses struggle with including costing, value-based pricing, pricing psychology and customer perception.
Following the success of the pricing masterclass and testimonials from participants, the bank scheduled three additional masterclasses to run throughout April 2026. The second masterclass, held on Tuesday, 14 and Wednesday, 15 April 2026, was a practical, skill-building session titled, “Baking Masterclass: From Kitchen to Cashflow”. The session equipped bakers and food entrepreneurs with hands on techniques to refine their craft, improve product consistency and strengthen their earning potential.
Commenting on the initiative, Divisional Head, Small and Medium-scale Enterprises Banking, Fidelity Bank Plc, Ugochi Osinigwe said, “At Fidelity Bank, we believe that when SMEs succeed, the economy grows. That is why we have curated a suite of masterclasses that provide entrepreneurs with the practical skills they can apply immediately.
“Whether it is pricing correctly, improving product quality, mastering online sales, or preparing for international expansion, we are devoted to empowering SMEs with the tools they need to grow, thrive and prosper.”
She added that the SME Masterclass Series is part of Fidelity Bank’s broader mandate to support SMEs with business advisory, funding, market access and capacity-building initiatives delivered through the Fidelity SME Hub as well as dedicated SME support programmes nationwide. Osinigwe noted that the Bank recently received the Best Retail and SME Bank Award from Independent Newspapers, underscoring its industry leadership and unwavering commitment to growing Nigeria’s MSME sector.
A third masterclass, themed, “Grow Online Sales on a Budget”, is scheduled for April 24, 2026, and will equip entrepreneurs with practical strategies to boost visibility, engage customers, and increase sales using affordable online tools.
Similarly, the fourth and final masterclass, titled, “Take Your Business Global: One-on-One Trade Advisory”, will hold on April 29, 2026 and will serve as a personalized advisory clinic where SME owners will receive expert guidance on export readiness, cross-border payments, global market opportunities, and compliance requirements.
Ranked among the best banks in Nigeria, Fidelity Bank Plc is a full-fledged Commercial Deposit Money Bank serving over 10 million customers through digital banking channels, its 255 business offices in Nigeria and United Kingdom subsidiary, FidBank UK Limited.
The Bank is a recipient of multiple local and international Awards, including the 2024 Excellence in Digital Transformation & MSME Banking Award by BusinessDay Banks and Financial Institutions (BAFI) Awards; the 2024 Most Innovative Mobile Banking Application award for its Fidelity Mobile App by Global Business Outlook, and the 2024 Most Innovative Investment Banking Service Provider award by Global Brands Magazine. Additionally, the Bank was recognized as the Best Bank for SMEs in Nigeria by the Euromoney Awards for Excellence and as the Export Financing Bank of the Year by the BusinessDay Banks and Financial Institutions (BAFI) Awards.
News
Taiwo Oyedele Takes Helm At Finance Ministry, Vows To Sustain Reforms
Taiwo Oyedele officially has assumed office as the Minister of Finance and Coordinating Minister of the Economy.He takes over from Wale Edun following a cabinet reshuffle by President Bola Ahmed Tinubu announced earlier that week.
According to a statement issued on Friday by the Head of Information and Public Relations Unit, Efe Ovuakporie, the handover took place on Thursday, April 23, 2026, in line with a directive from President Bola Ahmed Tinubu.
The ministry noted that Edun’s time in office saw the implementation of several fiscal and economic measures aimed at stabilising the economy and setting it on a path of long-term growth. These efforts included steps to improve government revenue, strengthen coordination of public finances, and advance broader structural reforms under the current administration’s economic programme.
In his remarks after taking over, Oyedele praised his predecessor for his contributions to the country’s economic reforms. He commended Edun for his service and wished him well in his future endeavours.
The new minister also expressed gratitude to President Tinubu for entrusting him with the role. He said he is prepared to work closely with the leadership and staff of the ministry to achieve the government’s economic goals and deliver results that will benefit Nigerians.
Speaking on behalf of the ministry’s leadership, the Permanent Secretary, Raymond Omachi, along with the Permanent Secretary for Special Duties, Mohammed Sanusi Danjuma, assured the minister of their full cooperation and support in carrying out his responsibilities.
Oyedele said his focus would be on building on existing reforms while ensuring that government policies produce clear and measurable results across key sectors of the economy.
The ministry added that the change in leadership is expected to ensure continuity in its work, with ongoing attention on strengthening economic reforms, maintaining fiscal discipline, and improving outcomes for citizens.
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